Yacht Crew Marine Group Major Medical Insurance

Yacht Crew Marine Long Term Group Major Medical Insurance

Low cost major medical group coverage

If you are a marine employer that is looking for long term major medical group coverage for your captains, officers, crew members and their dependents, we have flexible options to meet your needs.

Marine crew group medical insurance can provide a wide variety of deductible options ranging from $100 to $10,000 and various coinsurance values.

Marine crew group health insurance can provide essential medical benefits such as physician visit, surgery, hospitalization, ICU, ambulance, labs and x-rays coverage and more. It can also provide maternity coverage, wellness coverage, even vision benefits, and several levels of dental insurance plans options can be chosen from in marine crew medical insurance.

There are certain additional benefits that are unique to marine crews, such as crewmember return, amateur sailboat racing, and recreational scuba. If any of the marine crewmembers will be participating in adventure sports, an appropriate rider should be purchased.

Additionally, adding a ‘Maritime Rider’ would allow the ship owner to insure his responsibility to return a crewmember deemed ‘unfit for duty’ to his home country

International Marine Medical Insurance

Underwriter: Crum & Forster SPC

Overview

US: After deductible pays 100% to policy maximum.
US: When outside PPO Network or not using medical concierge provider, after deductible, pays 80% to $5,000, then 100% to policy maximum.

Outside US: After deductible, pays 100% to policy maximum.

Direct Billing

  • Lifetime maximum:$1,000,000 for insured under age 65
  • $25,000
  • Excluded