WorldTrips PPO Network Search
United Healthcare PPO Network
Inside the U.S.A
Most plans from Worldtrips participate in the United Healthcare PPO Network.
When you contact a medical provider or present your ID card, what should you say?
"My insurance uses the United Healthcare PPO Network and I found your name on the United Healthcare network search."
DO NOT SAY:
"I have WorldTrips Insurance" or "I use WorldTrips Network" or "I have Atlas America insurance" or "I have Insubuy insurance."
Providers WILL NOT recognize this language, and your insurance may not be accepted.
Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.
When you go to the providers within the PPO network, there will be network negotiated fees for eligible expenses.
You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by WorldTrips in the USA. You never have to contact the carrier Lloyd's for any purpose whatsoever.
Search ProvidersClaims Process & FAQPrescription Drugs
There is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.
You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.
Your insurance ID card includes the Vantage America discount card that you can use to reduce the upfront price that you would need to get reimbursement for.
Outside the U.S.A.
You are free to visit any provider you like. For your convenience, a listing of providers participating in our international network is located at International Provider Network Directory.
The doctor's office or local hospital has a choice to be paid by the patient or by the plan administrator. However, for larger eligible expenses like hospitalization/surgery etc., you may contact the plan administrator and they will ask the provider to arrange direct billing.