StudentSecure Elite Insurance

Student Secure Elite Insurance Plan

StudentSecure Elite Insurance

Student Secure Elite insurance plan is a flagship study abroad insurance plan. This international student insurance is ideal for students in the US on an F-1 visa as well as exchange visitors on a J-1 visa. Student Secure Elite insurance provides the highest level of benefits compared to other StudentSecure insurance plans.

Student Secure Elite insurance covers pre-existing conditions after a waiting period of 6 months.

Many insurance plans provided by the US schools and universities are expensive. However, most schools allow you to waive the university's mandated coverage if the international student can provide proof of comparable international student insurance coverage.

You can make an instant purchase of StudentSecure Elite insurance on this web site. Be sure to understand the details of coverage by reading the brochure and the description of coverage before purchasing. After purchasing the insurance, complete your school's insurance waiver form and send it to us. We will get the rest of the insurance waiver form completed, signed, and then send it back to you so that you can register for your classes.

In addition to medical coverages, it includes excellent coverage for mental health disorders as well.

While purchasing Student Secure Elite insurance, you can chose to either make a full payment upfront or pay in easy monthly installments. That flexibility is immensely useful to international students.

StudentSecure Elite insurance has the following benefits:

Overall Policy Maximum

$500,000

Coverages include hospital room and board, ICU, outpatient treatment including prescription drugs, mental health disorders and more.

Deductible

$25/incident within PPO network, outside the US, or at the student health center. Otherwise, $50/incident.

Coinsurance

After you pay the deductible, it pays 100% to policy maximum.

Local Ambulance

$750/incident if hospitalized as inpatient

Pre-Existing Conditions Waiting Period

6 months

Emergency Medical Evacuation

$500,000

Repatriation of Remains

$50,000

Terrorism

$50,000

Maternity

Included

Intercollegiate, Interscholastic, Intramural, or Club Sports

$5,000/incident

StudentSecure® Elite

Underwriter: Lloyd's

Coverage Availability 1 Month to 4 Years

Overview

Within PPO network: After copayments, plan pays 80% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: Pays Usual, Reasonable, and Customary to policy maximum.
Outside US: After copayments, plan pays 100% to policy maximum.

Direct Billing

  • $300,000
  • $50,000
  • Included