318-573-6186
Jing Liu
318-573-6186
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Patriot International Platinum Group - Travel Health Insurance
Please use this high-level information as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please call us for further details.It is not possible to represent all details of information in a concise manner. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.
All the amounts are in U.S. dollars.
Routine physicals and exams (wellness, vision, eyeglasses, dental etc.) are not covered in any of the group travel medical insurance plans.
General
Medical - Outpatient
To policy maximum
Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible.
To policy maximum
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
Medical - Inpatient
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Medical - Other Treatement And Services
6 months
Same as any other eligible medical expense
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices.
$50 per incident deductible, $150 maximum (plan deductible waived)
Optional: Adventure Sports, available for ages under 65.
To policy maximum for illness resulting in a hospital admission or for injury.
-
-
To policy maximum
Must be ordered in advance by physician.
Acute Onset only, for persons under 70. US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000. Medical evacuation up to $25,000.
-
Included
Dental
$300
To policy maximum
Travel
Life
$50,000
$25,000 per child, $100,000 per adult, $250,000 maximum per family.
Other
Included
Incidental: 14 days after 30 days continuous coverage.
$250 per night, maximum of 10 nights
$500
$250 per day, 5 day maximum for accommodations.
$50,000
Included
Plan Features
Before effective date, full refund.
After effective date, pro-rated refund minus $50 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 3 years maximum
$0
$0
Personal Liability: $25,000.
Bedside Visit: $1,500.
Political Evacuation and Repatriation: $100,000.
Natural Disaster Evacuation: $25,000.
Pet Return: $1,000.
Email
Annual
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
$5,000 Up to 110
$10,000 Up to 110
$25,000 Up to 110
Lifetime Maximum
$20,000 80-110
$100,000 70-79
$2,000,000 Up to 69
$5,000,000 Up to 64
$8,000,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
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- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).