New Immigrants Health Insurance

For new immigrants not eligible for domestic plans or are awaiting Medicare eligibility.

New immigrants health insurance is applicable to those who have newly immigrated to the U.S. or will soon be immigrating to the U.S. New immigrants health insurance plans are different from mainstream domestic insurance plans and they generally do not cover pre-existing conditions or preventive checkups. New immigrants health insurance is generally helpful in case of new medical conditions, injuries or accidents. Some of the new immigrants health insurance plans require underwriting, while others don't.

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Important: For plans that require Residence Address, specify an address outside the U.S. For additional options, see <a href="/short-term-health-insurance/">Domestic Short Term Insurance</a> or the <a href="/bridge-plan-insurance/">Bridge Plan</a>.

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

coverage to $20,000 for ages <65; $10,000 for ages 65-69

Coverage to $20,000 for ages <65; $10,000 for ages 65-69 Learn More coverage to $20,000 for ages <65; $10,000 for ages 65-69 Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

coverage to $20,000 for ages <65; $10,000 for ages 65-69

Coverage to $20,000 for ages <65; $10,000 for ages 65-69 Learn More coverage to $20,000 for ages <65; $10,000 for ages 65-69 Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Patriot America Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

US Citizens

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000 Learn More For ages < 70, up to $1,000,000 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Included

Plan Details

Safe Travels USA Cost Saver

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: coverage to $1,000 for ages <70 Learn More coverage to $1,000 for ages <70 Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Excluded

Plan Details

Safe Travels USA

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays 90% to $2,500, then 100% to policy maximum.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: coverage to $1,000 for ages <70 Learn More coverage to $1,000 for ages <70 Learn More
  • US Urgent Care
    $30 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Patriot America® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Excluded

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

coverage to policy max for ages <70

Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Through First Health PPO Network

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

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