318-573-6186
Jing Liu
318-573-6186
Compare Group Travel Insurance for Travel Excluding USA
There was a problem, please make the requested changes and submit again:
Following is the high level comparison of various international travel group health insurance plans. Please use this comparison as guide only and do not make any decisions solely based on this comparison. If you have any ambiguity, doubt or questions, please refer to the individual policy details for complete details as it is not possible to accurately represent all the details in concise comparison such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.
All the amounts are in U.S. dollars.
Routine physicals and exams (wellness, vision, eyeglasses, dental, etc.) are not covered in any of the plans.
General
Medical - Outpatient
To policy maximum
Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible.
To policy maximum
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
To policy maximum
Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible.
To policy maximum
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
To policy maximum
Deductible waived, $15 copay; unless $0 deductible.
To policy maximum
In US: Extra $200 copay for illness visit that does not result in hospital admission.
Outside US: No copay.
To policy maximum, 60 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
Medical - Inpatient
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Medical - Other Treatement And Services
3 months
Same as any other eligible medical expense
Standard basic hospital bed and/or standard basic wheelchair.
$50 per incident deductible, $150 maximum (plan deductible waived)
Optional: Adventure Sports, available for ages under 65.
To policy maximum for illness resulting in a hospital admission or for injury.
-
-
To policy maximum
Must be ordered in advance by physician.
Acute onset only, for persons under 70: US Citizens: Medical up to policy maximum for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount). Medical evacuation up to $25,000.
-
Included
6 months
Same as any other eligible medical expense
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices.
$50 per incident deductible, $150 maximum (plan deductible waived)
Optional: Adventure Sports, available for ages under 65.
To policy maximum for illness resulting in a hospital admission or for injury.
-
-
To policy maximum
Must be ordered in advance by physician.
Acute Onset only, for persons under 70. US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to $1,000,000. Medical evacuation up to $25,000.
-
Included
90 days
Same as any other eligible medical expense
Standard basic hospital bed and/or standard wheelchair rental up to the purchase prices.
$50 per incident copay, $150 maximum (plan deductible waived)
Recreational: Included
To policy maximum when illness or injury results in hospitalization as inpatient.
Complications of pregnancy only, during first 26 weeks of pregnancy.
-
$50 maximum per day
Acute onset only, for persons under 80: Medical up to policy maximum. Medical Evacuation up to $25,000.
-
Included
Dental
$300
To policy maximum
$300
To policy maximum
$300 - Not subject to deductible
$300 - Not subject to deductible
Travel
-
$10,000
12+ hours: $100/day; 2 days maximum
Primary$50 per article, $1,000 maximum
$50,000
$100,000, maximum of 15 days
$1,000,000
To policy maximum
$5,000
$100
$500
Life
$50,000
$25,000 per child, $100,000 per adult, $250,000 maximum per family.
$50,000
$25,000 per child, $100,000 per adult, $250,000 maximum per family.
Under 18: $5,000, Ages 18-69: $25,000, Ages 70-74 $12,500; Ages 75+: $6,250; maximum of $250,000 per family or group.
Under 18: $10,000, Ages 18-69: $50,000, Ages 70-74 $25,000; Ages 75+: $12,500; maximum of $250,000 per family or group.
Other
Included
Incidental: 14 days after 30 days continuous coverage.
$250 per night, maximum of 10 nights
$500
$250 per day, 5 day maximum for accommodations.
$50,000
Included
Included
Incidental: 14 days after 30 days continuous coverage.
$250 per night, maximum of 10 nights
$500
$250 per day, 5 day maximum for accommodations.
$50,000
Included
Included
Incidental: Per 3-month period US Residents get 15 days and Non-US Residents get 30 days.
$100 per day
-
$250 per day, 5 day maximum for accommodations.
$50,000 Eligible medical expenses only
Included
Plan Features
Before effective date, full refund.
After effective date, pro-rated refund minus $50 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 2 years maximum
$0
$0
Personal Liability: $25,000.
Bedside Visit $1,500.
Political Evacuation and Repatriation: $100,000.
Natural Disaster Evacuation: $25,000.
Pet Return: $1,000.
Optional: Teladoc coverage
Email
Annual
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
Lifetime Maximum
$10,000 80-110
$50,000 Up to 79
$100,000 Up to 69
$500,000 Up to 64
$1,000,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
Before effective date, full refund.
After effective date, pro-rated refund minus $50 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 3 years maximum
$0
$0
Personal Liability: $25,000.
Bedside Visit: $1,500.
Political Evacuation and Repatriation: $100,000.
Natural Disaster Evacuation: $25,000.
Pet Return: $1,000.
Email
Annual
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
$5,000 Up to 110
$10,000 Up to 110
$25,000 Up to 110
Lifetime Maximum
$20,000 80-110
$100,000 70-79
$2,000,000 Up to 69
$5,000,000 Up to 64
$8,000,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
-
Before effective date, full refund.
After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 12 months maximum
$0
$0
Personal Liability: $25,000
Crisis Response: $10,000
Bedside Visit: $1,500
Pet Return: $1,000
Political Evacuation: $100,000
Email
Postal Mail
Courier
Per Policy Period
$0 Up to 99
$100 Up to 99
$250 Up to 99
$500 Up to 99
$1,000 Up to 99
$2,500 Up to 99
$5,000 Up to 99
Lifetime Maximum
$10,000 80-99
$50,000 Up to 79
$100,000 Up to 79
$250,000 Up to 64
$500,000 Up to 64
$1,000,000 Up to 64
$2,000,000 Up to 64
WorldTrips
Lloyd's
- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).