If you’re looking for travel insurance to go from the USA to India, or to travel to India from any other country, it’s important to understand a few things about travel insurance coverage, as well as India itself. 

Travel Insurance for visiting India

Travel insurance, also known as trip cancellation insurance, is specifically available to USA residents. The primary purpose of India travel insurance is to insure your trip in case of possible cancellation, though there are numerous other benefits that make travel insurance for India well worthwhile.

Do I need travel Insurance for India?

The government of India doesn’t legally require any visitor to have travel insurance. However, it’s important coverage to purchase. Without it, you could lose out on any prepaid, nonrefundable trip costs if you’re forced to cancel your India travel plans.

India travel insurance allows you to be reimbursed for these costs if you cancel your trip for a covered reason, potentially saving you thousands on airline tickets, hotel costs, and other expenses.

What can be covered by India travel insurance?

Travel Medical Insurance for Travelers visiting India

Travel medical insurance is available to any traveler taking an international trip to a country other than the USA. It primarily focuses on protecting you against high medical costs if you were to get injured or become sick during your trip.

Do I need travel health insurance for India?

India travel health insurance is not required by law, but it is highly recommended. Without it, you could end up with medical bills that you cannot afford to pay if you get sick or hurt abroad. 

Why buy travel health insurance before visiting India?

While you may be able to afford medical treatment in India without insurance, it may only be at facilities that are below the standards you’re used to. With travel health insurance for India, you can be assured that you’ll be able to get the best treatment available for a predictable price.

Before You Visit India  – Do This 

  • Be aware that the North Indian Ocean tropical cyclone season runs between April and December of each year, most frequently between April and June and then from September to December. Storms in this second peak period tend to be the strongest. Tropical cyclones, also known as hurricanes or typhoons, form in both the northern part of the Indian Ocean as well as in the Bay of Bengal before coming ashore.
  • Before visiting India, it is a good idea to get proper vaccines such as for typhoid, tetanus and Hepatitis A. Additionally, you should also start taking malaria medicine (Mefloquine) once a week for one week before visiting India, once every week while in India and once a week for four weeks after arriving back home.
  • Protect your health and your finances with India travel medical insurance or travel insurance.