Coronavirus

COVID-19 Travel Insurance with Quarantine Coverage

COVID-19 Travel Insurance with Quarantine Coverage

Last Updated:  February 13, 2024

COVID-19, also known as coronavirus, originated in late 2019. It quickly spread throughout the globe as a pandemic, infecting nearly 700 million people and taking almost seven million lives.

There are many international travel insurance plans available that cover COVID-19 like any other new sickness that occurs after the effective date of the policy.

Additionally, some countries still have the additional requirement that COVID-19 travel insurance should provide quarantine or accommodation expenses if the person were to test positive while in their destination country. You may be wondering what travel insurance covers COVID-19 quarantine. 

There may be several insurance plans to choose from.

US Residents

  • Travel SE travel insurance provides:

    • COVID-19 medical coverage up to $250,000 ($150,000 in NY and $20,000 in WA)
    • $2,000 ($500 in NY and WA) in quarantine, lodging, or accommodation expenses. This coverage is included in the base policy for no additional cost.
    • Trip interruption coverage up to 150% of the trip cost.
  • Travel LX travel insurance provides:

    • COVID-19 medical coverage up to $500,000 ($100,000 in WA)
    • $2,500 ($1,000 maximum in NY and WA) in quarantine, lodging, or accommodation expenses. This coverage is included in the base policy for no additional cost.
    • Trip interruption coverage up to 150% of the trip cost.

Non-US Residents

  • Safe Travels International travel medical insurance provides:

    • Policy maximum choices from $50,000 to $1,000,000 in primary medical coverage that covers COVID-19 just like any other new medical condition that occurs after the effective date of the policy.
    • Travel Delay coverage, including (quarantine) accommodations and lodging for up to $2,000 ($150/day) (6 hours or more), is included with the option to upgrade up to $4,000 ($300/day) or $7,000 ($500/day).
    • Trip interruption coverage up to $7,500.

Purchasing COVID-19 travel insurance with quarantine coverage is easy. You can make an instant purchase at any time on this website, even if you are departing to your destination the next day. Right away, after you make a purchase, you will be able to print the visa letter or confirmation of coverage letter from MyAccount that would clearly mention the COVID-19 medical coverage, as well as the quarantine coverage. The exact procedure to show this proof may vary by country, as described below.

US Residents

Travel LX

Underwriter: SiriusPoint America Insurance Company or United States Fire Insurance Company

Overview

Travel LX plan provides a higher level of comprehensive benefits for travelers and benefits for many adventurous activities.
Cancel for Any Reason and Interruption for Any Reason is offered as an optional coverage.
  • $1,000,000
  • $1,000,000
  • Included

Non-US Residents

Safe Travels International

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Overview

After deductible, plan pays Usual, Reasonable and Customary to policy maximum.

Unexpected recurrence of pre-existing condition coverage

coverage to $2,500 for ages <70 Learn More
  • $1,000,000. Medically Necessary Repatriation up to $15,000.
  • $50,000
  • Included