Beacon America insurance is a comprehensive visitors medical insurance for relatives, friends, and any other foreign nationals temporarily visiting the United States.
As the healthcare costs in the United States are among the highest in the world, purchasing proper visitors insurance is a necessity, not a suggestion. Be sure to keep the cost of visitors insurance in mind, in addition to the costs of the visa process, airline tickets, sightseeing expenses and other expenses when considering inviting your parents, relatives, and friends to the U.S.
While visitors health insurance may be available from their home country as well, it is always advantageous to purchase insurance from a U.S. based company.
Coverage Overview
Beacon America provides several policy maximums options ranging from $25,000 to $1,100,000 for the persons under the age of 70 years. For seniors in the 70 to 79 age group, the policy maximum choices are $25,000 or $50,000; while for 80+, it is limited to $12,000. It is important to note that while most other comprehensive visitors insurance plans provide policy maximums such as $50,000, $100,000 and so on, Beacon America has unique policy maximums of $60,000, $75,000, $110,000 etc. which means you get more coverage compared to other similar plans. Beacon America has a wide range of deductible choices ranging from $0 to $2,500, this provides flexibility of first dollar coverage if a $0 deductible is chosen or low-cost premium for those willing to take some risks themselves, and other deductible options for everyone in between.
Acute Onset of Pre-Existing Conditions
Beacon America plans provides the coverage for $150,000 in acute onset of pre-existing conditions if you have purchased the overall policy maximum of $550,000 or higher. For policy maximums $50,000 to $200,000, the maximum limit is $50,000. In any case, such coverage is available only for the persons under the age of 70 years.
Well Known PPO Network
Beacon America insurance participates in United Healthcare PPO network. It is a very well-known PPO network and therefore, provides high acceptance all over the U.S. for direct billing providing the cashless convenience.
Reputed Underwriter
Beacon America insurance is underwritten by Lloyd's, which is the largest and oldest insurance marketplace in the world with over 300 years of successful history. With Beacon America, you can be assured your eligible claims will be paid.
Instant Quotes & Purchase
Beacon America can be purchased immediately on this website. To complete enrollment, you will need commonly available information such as travel dates, name, date of birth, address, contact information and the credit card information. The coverage can start even on the same day as purchase or any date in the future. After you make a purchase, you will get an instant email confirmation where you can download the ID card, certificate wording, visa letter and all other fulfillment documents.
For initial purchase made on or after 08/23/2022, Beacon America insurance provides coverage for COVID-19 (Coronavirus) just like any other eligible medical condition that occurs after the effective date of the policy up to $100,000 maximum, or the policy maximum (whichever is lower).
