What Insurance do I Need for Australia?

When planning your trip to Australia, the right travel insurance depends on several factors, including your country of residence, planned activities, and travel priorities. Comprehensive options are available, covering everything from emergency medical expenses to trip cancellations and baggage loss. If you’re an adventurer looking to explore Australia’s stunning landscapes, consider policies that include coverage for outdoor activities like hiking, scuba diving, and wildlife tours. Selecting a plan that aligns with your needs ensures peace of mind throughout your journey.

Travel Insurance

Travel insurance to Australia is available to American residents only and is most suitable for trips up to 30 days in length. The primary coverage of Australia travel insurance is trip cancellation coverage, though plans also typically provide coverage for emergency medical care, emergency medical evacuation, travel delay, trip interruption, and other medical and travel benefits.

Travel Medical Insurance

A travel medical insurance plan is available to anyone traveling outside their home country. The primary coverage offered by travel medical insurance is medical coverage abroad. However, most plans can also cover emergency medical evacuation, trip interruption, and repatriation of remains. Most travel medical plans will not offer trip cancellation coverage or other travel-related coverages.

What is Covered in Travel Insurance for Australia?

Travel Insurance

Travel Medical Insurance

Trip Cancellation

Emergency Medical Care

Travel Delay

Emergency Medical Evacuation

Trip Interruption

Trip Interruption

Lost/Delayed Baggage

Repatriation of Remains

Emergency Medical Care

Hazardous Sports with Some Plans

Emergency Medical Evacuation

 

Hazardous Sports with Some Plans

 

What is Not Covered by Travel Insurance?

The coverages not included in travel insurance will vary by plan. However, no travel insurance plan will provide coverage for routine medical exams or elective procedures, medical tourism, or coverage beyond the maximum length for the specific plan. To see the exact coverage offered by a specific plan, please visit the quote form.

Travel insurance quote form

Travel medical insurance quote form

Tips for Traveling to Australia 

When traveling to Australia, preparation is key to making the most of your visit. Start by checking the local weather and packing accordingly, as the climate can vary greatly depending on the region and time of year. Be mindful of local wildlife; follow safety guidelines, especially when exploring coastal areas or the outback. It’s also wise to familiarize yourself with emergency contact numbers and local healthcare options. Always carry an adapter for Australian outlets and ensure your travel insurance covers any planned adventure activities to stay safe throughout your journey.

Frequently Asked Questions About Australian Travel Insurance

Is it worth getting travel insurance to Australia?

It is 100% worth getting travel insurance to Australia. Even though it is not legally required, there’s no way to predict a sudden injury or health issue. Without Australia travel insurance, you could be on the hook for medical bills you cannot afford to pay. Travel insurance can ensure quality medical care will be available to you at an affordable price.

How much is travel insurance for Australia?

How much you spend for Australia travel insurance depends on the plan you select and the trip details. Fill in your information on the quote form and get instant Australia travel insurance prices.

Which is the best travel insurance in Australia?

The best travel insurance in Australia depends on your needs and priorities. For instance, some plans may offer hazardous sports coverage and others will not. You may also be comfortable with a certain policy maximum which can vary by plan. Ready to find your perfect coverage? Shop Australia travel medical insurance or travel insurance plans today!